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© 2026 GeekCoffee

Terms of Use

Effective date: January 1, 2026

These Terms of Use ("Terms") govern your access to and use of geekcoffee.net (the "Service"), operated by Vertex Marketing Agency Inc. By using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you meet this requirement.

2. Nature of the Service

GeekCoffee is an informational website operated by Vertex Marketing Agency Inc. It is not a bank, financial institution, investment dealer, insurance provider, credit union, mortgage broker, financial planner, or registered investment advisor. The Service does not provide financial advice, investment recommendations, tax guidance, or legal advice. All content is for general informational and educational purposes only.

3. Acceptable Use

You agree not to use the Service in any manner that is unlawful, fraudulent, harmful, or abusive; to attempt to access systems or data you are not authorized to access; to upload malicious code; or to interfere with the operation of the Service.

4. Accuracy of Information

We make reasonable efforts to maintain accurate website content, but we do not guarantee that any information on the Service is complete, accurate, or current.

5. No Financial Advice

Nothing in the Service constitutes personalized financial advice. The tools, calculators, and articles available through the Service are educational in nature. You should not make significant financial decisions based solely on information provided through the Service without consulting a qualified financial professional.

6. Intellectual Property

All content, features, and functionality of the Service are owned by Vertex Marketing Agency Inc. and/or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Service without our prior written consent.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure. We disclaim all implied warranties, including merchantability and fitness for a particular purpose, to the fullest extent permitted by law.

8. Limitation of Liability

To the maximum extent permitted by applicable law, GeekCoffee and its team members shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

9. Indemnification

You agree to indemnify and hold harmless Vertex Marketing Agency Inc. and GeekCoffee from any claims, damages, or expenses (including reasonable legal fees) arising from your use of the Service in violation of these Terms.

10. Termination

We reserve the right to suspend or terminate access to the Service at any time for violation of these Terms or for any other reason at our sole discretion.

11. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

12. Changes to These Terms

We may update these Terms periodically. Material changes will be communicated by updating the effective date. Continued use of the Service after changes constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms may be directed to: [email protected]

14. Company Information

Legal entity: Vertex Marketing Agency Inc. Company ID: 11473603. Business Number: 786389270. Registered address: 2136 Melanson Crescent, Ottawa, ON K4A 4K3, Canada.

GeekCoffee

Guidance, educational content, and selected budgeting tools for everyday Canadians who want calmer money habits.

Canada · EN · 2026

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GeekCoffee is a budgeting guidance, education, and setup support brand operated by Vertex Marketing Agency Inc. Content is general and educational in nature and does not constitute financial, legal, or tax advice. Vertex Marketing Agency Inc. is not a bank, lender, credit union, or registered financial advisory service. Business Number: 786389270.